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    Published January 17, 2026 · Updated September 15, 2026 · The Appraising Group Cherry Hill

    What Documents May an Appraiser Need for a Divorce Case?

    For a divorce-related appraisal, ask for a document checklist tailored to the asset and effective date. Real estate, business interests and personal property can require different specialists; a home appraisal does not include all of them.

    Case basics to provide

  1. Confirm the required effective date with your attorney. Some assignments require a retrospective value rather than today’s value.
  2. The party/attorney contact info, property access details, and any court instructions that affect scope (for example, needing a report suitable for court and potential testimony).
  3. Real estate (home/land)

  4. Proof of ownership: deed/title documents (and, if relevant, purchase/closing paperwork).
  5. Ask whether any debt or encumbrance records are needed for the agreed scope; mortgage balance and property value are different questions.
  6. Government/assessment records: property tax bills/assessments.
  7. Value and condition support: prior appraisals (if any) and records of home improvements/renovations (contracts, receipts, permits, before/after details).
  8. If it’s a rental property: current lease agreements (and, if available, rent roll/income documentation) so the appraiser can understand how the property is used.
  9. Business interests (business valuation)

  10. A business-valuation specialist may request relevant financial statements, budgets and forecasts.
  11. Ask the business-valuation specialist which tax filings, if any, are relevant to the assignment.
  12. Ownership/structure documents: formation documents (e.g., Articles of Incorporation), operating/partnership agreements, buy-sell agreements, shareholder lists/classes of shares.
  13. Ask which cash-flow or loan records are needed and how to provide them securely.
  14. Prior indicators of value: any previous valuations, offers to buy/sell, or transaction documents involving ownership interests.
  15. Personal property (jewelry, art, collectibles, vehicles)

  16. Any prior appraisals, purchase receipts, and other supporting paperwork for significant personal property (antiques, collectibles, jewelry, art, etc.).
  17. For high-value items, clear photos and any provenance/insurance schedules can help a specialist appraiser identify the exact item being valued (and reduce disputes over condition or authenticity).
  18. Identify what is being appraised and whether a current or past effective date is needed. Confirm the checklist and specialist before sharing sensitive documents.